Communicate with your lender:

If you’re having trouble making your mortgage payments, it’s important to communicate with your lender as soon as possible. Your lender may be able to offer you a loan modification, temporary forbearance, or other options to help you avoid foreclosure.

Create a budget:

Creating a budget can help you identify areas where you can reduce your expenses and free up money to put towards your mortgage payments. This can include cutting back on discretionary spending, finding ways to increase your income, and reducing your debts.

Consider a Repayment Plan:

If you’ve fallen behind on your mortgage payments, a repayment plan can help you catch up by spreading the missed payments over a longer period of time.